I purchased a Toyota about 3 months ago, I was told I had a 10 day grace period after the due date for the payment. Every month they call, even though I have already made a partial payment.
I try to explain to them that I make 1/2 the payment early and the 2nd half will be there with in a day or 2 of the due date, but they just keep repeating the same scripted *** to me. There is no "service" to there calls, they are just harassing me.
I am looking into re-fi options now.
I will never use SETF again.